Extra payment payoff
Estimate how many months and how much interest you save by paying more than the scheduled amount. This tool does not replace federal plan rules. If the loan is federal, run the repayment estimator before you refinance.
The math runs in your browser. We do not store your inputs on our servers.
Scheduled monthly
$348.33Months saved
34Interest saved
$3,655.57With extras you pay $448.33 per month for about 86 months, versus about 120 months on the original schedule.