All guides

Forgiveness and PSLF

Public Service Loan Forgiveness and why federal protections matter.

• PSLF in 2026: Do Not Refinance Federal Loans Yet

  Public Service Loan Forgiveness still depends on federal loans and qualifying payments. Why refinancing wipes PSLF, and which 2026 repayment plans count.

• Student Loan Scams and Paid Forgiveness Pitches

  Recognize paid student loan forgiveness scams, know that federal help is free on StudentAid.gov, and protect your FSA ID and money.